How to Become an Insurance Agent in Manitoba
Do you need a licence?
Licence required
You must be registered with the Insurance Council of Manitoba to work as an insurance agent in Manitoba or to use a protected title.
- Protected titles
- Insurance Agent
Show the source
“To work as an insurance agent, broker, or adjuster in Manitoba, you must be licensed by the Insurance Council of Manitoba (ICM).”
From icm.mb.ca/applying-for-a-licence, checked October 10, 2026.
At a glance
- Licence status
- Licence required See the source
- Routes
-
- Trained in Canada: 7 steps (1 fee depends on your situation and is not in the total)
- Licensed in another province: 3 steps
- Trained outside Canada: no separate route
- Annual fees
- Not stated by the regulator Check with Insurance Council of Manitoba
Your roadmap
Tick each step as you finish it. Your ticks are kept in this browser only.
Trained in Canada
0 of 7 done
- 1 fee depends on your situation and is not in the total
- 6 steps without a listed fee
- Listed time: 1 month (only 1 of 7 steps state a time)
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Before applying, you review the full application process, including supervision requirements and information you must provide about past criminal convictions, bankruptcies or other suitability details.
Source
“Before applying, ensure you understand the full process of what you will be expected to provide during the application process:”
icm.mb.ca/applying-for-a-licence -
You complete the required pre-licensing educational courses for the licence class you are seeking, such as the harmonized LLQP course for Life and Accident & Sickness licences or the required courses for a General licence.
Source
“Life and Accident & Sickness Licence: Must complete the required pre-licensing educational courses.”
icm.mb.ca/applying-for-a-licence -
For Life and/or Accident & Sickness applicants, you must complete the pre-qualifying harmonized LLQP course and examination with the approved provincial course provider before scheduling the provincial LLQP examination with the ICM office.
Source
“The registrant must have completed the pre-qualifying harmonized LLQP course and examination(s) with the Approved Provincial Course Provider prior to scheduling the provincial LLQP examination(s) with the ICM office.”
icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... -
You complete and submit the online Examination Registration Form, along with a copy of government issued photo ID.
- Exam sitting fee: $110 (non-refundable, paid when registering for the exam module(s))
Source
“The $110.00 non-refundable exam sitting fee will be paid online via credit card (Visa or MasterCard only) when registering for the exam module(s).”
icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-...
Source
“The registrant will complete and submit the online Examination Registration Form .”
icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... - Exam sitting fee: $110 (non-refundable, paid when registering for the exam module(s))
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ICM contacts you to arrange the exam date after receiving your registration form, exam fee and (for Life and A&S applicants) the LLQP Certificate of Completion, and you write the exam.
Time: 30 daysTime source
“The exam must be written within thirty (30) days of receipt of the exam requirements by ICM.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-processSource
“ICM will contact the applicant to arrange the exam date upon receipt of three requirements: (1) the Examination Registration Form, (2) LLQP Certificate of Completion, and (3) non-refundable exam fee. The exam must be written within thirty (30) days of receipt of the exam requirements by ICM.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process -
You submit your application form online and await ICM review of your application.
Source
“Submit your application form (refer to the information on the Applications & Forms page of the ICM website).”
icm.mb.ca/applying-for-a-licence -
ICM reviews your application and notifies you of the decision; if approved, you receive your licence and can begin practising.
Source
“The ICM will review your application and notify you of the decision. If approved, you will receive your licence and can begin practicing as an insurance agent or adjuster in Manitoba.”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
1 fee depends on your situation and is not in the total.
6 steps without a listed fee, so the total may not be the full cost.
Licensed in another province
0 of 3 done
- 3 steps without a listed fee
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If you are currently licensed in another Canadian province or territory, you may apply for a reciprocal licence in Manitoba at the same level you hold in your home jurisdiction.
Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence -
If you seek a licence at a higher level than you currently hold, you must provide proof of satisfactory education and a history of your licensing in your home jurisdiction verifying the education and experience requirements have been met.
Source
“If an applicant wishes to apply for a level of licence in Manitoba higher than they currently hold in their home jurisdiction, the applicant must provide proof of satisfactory education and a history of their licensing within their home jurisdiction verifying that the educational requirement and experience requirement have been met.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor... -
You submit your application form and the ICM reviews it and notifies you of the decision.
Source
“Submit your application form (refer to the information on the Applications & Forms page of the ICM website).”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
No one-time fees listed by the regulator for these steps Check with Insurance Council of Manitoba
3 steps without a listed fee, so the total may not be the full cost.
Trained outside Canada
No separate route for this group. Source
“The sale or adjusting of insurance is a regulated occupation in Manitoba.”
icm.mb.ca/applying-for-a-licence
Other listed fees
The regulator lists these without tying them to one step, so they are not in the route totals above. Check which apply to you.
- Reinstatement fee: $70
Source
“The reinstatement fee of $70.00 must be paid within the online application by credit card (VISA or MASTERCARD only).”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Requirements
Education
Applicants must complete the required pre-licensing educational courses for the class and level of licence they are seeking.
Source
“Life and Accident & Sickness Licence: Must complete the required pre-licensing educational courses.”
icm.mb.ca/applying-for-a-licence
Insurance
Agents must carry professional liability insurance of at least $1,000,000 per occurrence with an overall policy aggregate of at least $2,000,000.
Source
“Pursuant to Section 371(1.1) of *The Insurance Act of Manitoba* and Section 13 of the Agents & Adjusters Regulation, amendment, you are required to carry a minimum of $1,000,000 in respect of any one occurrence with an overall policy aggregate of at least $2,000,000.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Good character
Applicants must be prepared to provide information about past criminal convictions, bankruptcies or other relevant suitability details, and a conflict of interest may affect eligibility.
Source
“Be prepared to provide additional information about any past criminal convictions, bankruptcies, or other relevant suitability details.”
icm.mb.ca/applying-for-a-licence
Other
Some classes and levels of agents, such as Life Insurance Agents who have not held a licence continuously for one year and Level 1 General Agents, are required to be supervised.
Source
“Supervision: Specific levels and classes of Agents and Adjusters are required to be supervised (Life Insurance Agents who have not held a licence continuously for one (1) year, Level 1 General Agents, Level 1 Assistant Insurance Adjusters).”
icm.mb.ca/applying-for-a-licenceApplicants must provide original government issued photo identification whose name matches the name in CIPR to sit the exam.
Source
“Original government issued Photo Identification is required. Registrants who cannot provide picture identification will not be permitted to write the exam.”
icm.mb.ca/licence-holders/licensing-info/exam-process/registrants-i...
Already licensed in another province?
Direct transfer
Applicants licensed in another Canadian province or territory may apply for a reciprocal Manitoba licence at the same level without additional education, unless Manitoba-specific regulatory knowledge is required or they seek a higher level of licence. Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence
Processing time: Not stated by the regulator Check with Insurance Council of Manitoba
Credential assessment
Not stated by the regulator Check with Insurance Council of Manitoba
Exams
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Harmonized LLQP examination
Source
“Completion of Pre-Qualifying Harmonized LLQP examination(s):”
icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... -
General Insurance Agent Examination
Source
“For General Insurance Agent Examination and/or Insurance Adjuster Examination”
icm.mb.ca/licence-holders/licensing-info/exam-process/registrants-i... -
Manitoba Public Insurance proficiency examination
Source
“The Manitoba Public Insurance proficiency examination.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Language tests
Not stated by the regulator Check with Insurance Council of Manitoba
Canadian experience
Not stated by the regulator Check with Insurance Council of Manitoba
Supervised practice
Not stated by the regulator Check with Insurance Council of Manitoba
Demand and pay
| Where | Low | Median | High | Outlook |
|---|---|---|---|---|
| Manitoba | $19.49 | $26.67 | $37.50 | Moderate (3 of 5) |
| Canada | $21.31 | $30.00 | $51.28 | — |
Insurance agents in other provinces and territories
- British Columbia Not confirmed yet
- Alberta Licence required
- Saskatchewan Not confirmed yet
- Ontario Not confirmed yet
- Quebec Not confirmed yet
- New Brunswick Not confirmed yet
- Nova Scotia Not confirmed yet
- Prince Edward Island Not confirmed yet
- Newfoundland and Labrador Not confirmed yet
- Yukon Not confirmed yet
- Northwest Territories Not confirmed yet
- Nunavut Not confirmed yet
Sources checked
- Applying for a Licence - Insurance of Manitoba icm.mb.ca/applying-for-a-licence · fetched October 10, 2026
- The ICM Exam Process for Life and/or Accident & Sickness Applicants - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... · fetched October 10, 2026
- Change to ICM Exam Process - Insurance of Manitoba icm.mb.ca/news-and-bulletins/change-to-icm-exam-process · fetched October 10, 2026
- General Agent/Broker Information - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor... · fetched October 10, 2026
- Registrant's Information Sheet for Exams - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/exam-process/registrants-i... · fetched October 10, 2026
Frequently asked questions
2
Do you need a licence to work as an insurance agent in Manitoba?
Yes. Registration with the Insurance Council of Manitoba is required to practise in Manitoba, and to use the title Insurance Agent.
Which exams are required?
Harmonized LLQP examination, General Insurance Agent Examination, Manitoba Public Insurance proficiency examination.
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